Visions of big dollars coming to our bank account can sometime make us do dangerous things, like give a stranger our bank account number, social security number or some other sensitive piece of personal information.

Too late, we learn personal and/or savings accounts have been emptied, large purchases have been made in our names using credit cards of which we were totally unaware and our credit has been destroyed beyond repair.

We’ve been scammed, but we’re not alone. According to estimates from the U.S. Dept. of Justice, fraudulent telemarketers cheat one in six American consumers out of an estimated $40 billion each

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